Do you budget? To budget means to look after your finances and plan for the future. It means we can look forward to nice things and save for items we would like to buy or experience like holidays, clothes and items that take a little more time to save for like a new phone or even a car!
 
Today our bloggers today will share their money saving tips with you with a little extra challenge. Every blogger wrote a word on the board when they arrived at the start of the session and was given the task to add one of the words into this week’s blog…
These are the words we are looking for:
 
Relax
Cool
Love
Calm
Pro
Scared
 
Hello all welcome back to this week’s blog which is money saving tips. So, I have a conundrum, we’re do I start?  Well, I don’t really have much to say, but, I need to work out what I have in the pantry, before I cook. Only buy what you need not what you what, I don’t know what else to write – Jess
Note – Jess was away from blogging this day and wrote this from home.
 
 
It is important to save money, I need to save my money for snow clothes and boots and a snowboarding helmet and gloves. I am saving right now for stuff at my house. I want to get all my stuff for my gym and game room.  I need to make sure a big bed for me and I will have two TV’s of course. I can do my best to save money for a medium fridge that’s all I like. – TJ
 
 
​Hi friends! We are back again at blogging and today’s topic is money saving tips.   How I try to save money is by trying not to buy things I don’t need. Like bringing my lunch from home but I am struggling to save because I want to buy everything! I like to buy food, something to drink and something for dinner, but I do have to try and save the money instead.  Transport is another thing I spend money on but I would love to buy my own car eventually, but I am scared I won't have enough money. I need to save for longer.  My mum helps me by putting money into my bank account, so sometimes I get cash.  I ask my mum if I can have money and she puts it into my bank account to use.
 
I like to relax but sometimes it costs money, so I have had to find ways to relax for free.  Such as, a free walk outside in the sunshine, a warm shower, or watch movies at home or having a friend over, doing something that makes me happy.

How do you save money? Do you save all the time or only for special things?
Your bubbly friend Bethany.
 
 
 
Hi my readers, today's blog is about how I save money. 
 
I am currently trying to save money for Bali, I want to stay calm knowing that the stuff in Bali is cheaper than Australia. I am also currently trying to save for a new laptop as my laptop that I am using at the moment is five years old.
 
I love spending money, and I also love online shopping on Shien, but I am holding back to not do that as much. Another thing I like to do is go to the shopping centre and buy clothes and other stuff. I find it fun and relaxing, as long as I do not spend too much money. As I'm trying to save money at the moment for other important things.
 
I get paid every fortnight, I put aside an amount of money on my saving account for the new laptop, and I want to save a certain amount of money each fortnight in my account for my holiday and shopping. 
 
How I feel when I am saving money is happy because I'm putting that money towards something.
 
Thank you for reading my blog this week Alannah
 
 
Dear readers, this week's topic is money saving tips.

I have a question for you readers: How do you save money?
 
Let me start by telling you about how I’m saving money for a house, or if I don't get a house I might save for a holiday.
 
Earlier this year I got a car because I saved enough money for it and now I'm pro at saving money.
 
Every fortnight I feel calm when I put money in my savings account. I have a budget every week for how much I spend. This helps me to not overspend and my mum helps me with my budget. It can be hard not to spend money but I buy only what is essential and I don't buy things I don't need.
I feel happy when I have money in savings because I know I am closer to my goal every time I add to it. - Written by Charlotte
 
 
Money saving tips from a serial spender.
 
Hello Friends,  
 
Would you want money saving tips from someone who can spend the dollars like it's an Olympic sport? Well regardless of your answer you’re about to get just that! (exciting right!?) I am the queen of spending money, and I really love spending. It brings me joy and it's not a secret at all! I've had many conversations about spending and saving money which I feel are important to keep having.  
 
 I'm not at all a money expert and I'm not wonderful at math, I keep trying though and I have and can save money with the help of others. (Small side note: always make sure it’s a person who is trusted).  
 
Let’s get to the money-saving tips; I like to hide money from myself which is handy because I usually forget where I put it and it’s a lovely surprise when I find it later! (I found $20 once). Mainly though I save by enlisting the help of a person who I have selected to help me save, they know who they are I am very grateful to them. I have an amount of money that always gets put away and either goes towards something I am saving for or just adds up until I have something in mind. The aim is to have a money saving goal to work towards. I also talk through what I want with a trusted person to figure out if it is a want or a need and question, do I really need to spend money or should I keep saving? 
 
I never use after pay or buy now pay later services because I believe that if I don’t have the money at that moment then I don't need to buy it. If I wait until I save the money it always feels so much better for me. I also try to get everything on sale/at a discount or I will shop around until I find the best price. I find that it’s also a good idea to talk to people about their experiences with whatever you are buying so you can decide the best brand or product for you.  
 
I like to buy things outright which means that I try not to end up paying something off, for example buying a phone outright instead of paying a phone company every month for a phone where I will end up paying more. I think it’s important, with phone bills in mind, that a month-to-month no lock in contract is a better choice because if you need to switch to a different provider you aren’t locked into your current contract, and you can save money on your phone bill.  
 
This blog to be honest has felt like me just rambling on about different money experiences I have had with saving. If this has been helpful, then you are most welcome and if not well have a great day and please read the other bloggers blogs because they might be more helpful to you.  
 
Go be your best and most confident self!  
Your friend
Shan. 🙂
 
 
"Hello, Mr Krabs here and I love money, back to you Ryan"
"Thank you Mr Krabs. Hi everyone, Ryan here and today I want to talk about MONEY SAVING. I love to save money so I can get the stuff I want. Saving up for a dream car or saving up for a Harley-Davidson, or a gaming PC.
 
Let me tell you an example from a game to real life. I play FALLOUT 4. There is a house you can buy in Diamond City that cost 2,000 bottle caps. If you don't know, the bottle caps in Fallout is money. Because it's the waste land and there's no coins or dollars they are useless now. Anyway, it took me 2 weeks to get that house. But it will take a long time to get one in real life. 
 
Let me suggest a good one to save up money for. Save up a holiday for your girlfriend or boyfriend or your partner. Trust me, they will love it and it will be worth it.  And no Mr Krabs I'm not giving you my money!" - Ryan

Are you a morning or night person? I’m happy to say, for me, I’m all about the mornings. I just love seeing the sunrise and enjoying the start of a new day from the comfort of my bed with a coffee in hand and my toy poodle Mavis by my side. It’s how I start every single day. I like to ease my way into the day early in silence and calmness before the chaos of traffic and the reality that each day can be so busy. I don’t eat breakfast which I know isn’t great. I must work on that. Having a good healthy breakfast sets you up for a great day…
 
Let’s see what our team share this week about their routines. - Cindy 
 
Hello my fan club and welcome to my morning and night routines.  Monday, I’m awake by about 6:40am to lay there playing games.  I get up to get my bag ready with some snacks, then do my teeth then the taxi will pick me up at 8:11am, to go to the centre.  Then I come home to chill.

Tuesday is my volunteering placement. I get my lunch out and have something to eat for breakfast then leave to get the 893 bus at 8:11 to work.  I like to see what needs to be done then I get started. Break time is at 10:30am for 15 minutes then back to work, then lunch break at 12:30pm. Kerry and Tildy drop me home at the end of the day. On Wednesday's is a home day where I get a chance to catch up on housework, or I’m out with Michelle for the day, and we get lots of jobs done.  

On Thursday is the day I have blogging. What is blogging? It’s were we write about a topic, I get a taxi at 8:15am then write away, then I have lunch with my friends from Hellow MEDIA Friends before home time, then relaxing. Then chill at night watching Home and Away. Then come to Friday's I’m cooking up a storm with my support Vicki. We pay a visit to the cafe then shopping then home to cook yummy foods then clean up the mess.  On Saturday is bowling so I'm up early to be picked up. I also bowl, then shopping or go home to chill and watch Netflix. Then Sunday is my rest day. Most nights I’m in bed at 7:30 - 8:00pm

My phone and tv and lights are out at 10:00 then my week will go all over again.  
How does your morning routine work? – Jess C
 
 
Let's talk about routines...  
 
Hello Friends,  
 
How important is having a routine to you? Is it something you do religiously or do you subscribe to chaos and just throw together a plan that differs from day to day. I obviously don't enjoy chaos so when I don't do all the preparation I need for my routines I can almost guarantee that I will be completely frazzled and possibly behind in getting anything done.  
 
Routines are important to me because otherwise I struggle to function, as much as I'd like to just wing my days every day and just be the picture of spontaneity, it’s just not going to happen on a day-to-day basis. I'm not saying I can’t be flexible because I can, there's just a bit of work I must do for myself and for my mind to get there first.  
 
I do sometimes wonder if those of you out there find going with the flow hard work at any point? It’s an honest question meant with all kindness, and I believe that even though it’s not super structured it’s still a routine of sorts. While I can appreciate being free to go with the flow, for me it doesn’t work because I get anxious, and I forget things if I haven’t got them written down and by the end of the day, I’m emotionally and physically drained and exhausted.  
 
I'm going to talk about the preparation I do for my morning routine to go smoothly, I have a small whiteboard that I will write down all the things that I need to do the next day. (For example; walking the dog). I will get my outfit ready for the next day and have it out and ready for the morning. If I need lunch, I will pack it into my lunch box and then get my bag ready with everything that I might need for the next day. I charge my phone, watch and laptop if I need it the next day. Sometimes I need to hype myself up to have a shower because it's cold in the bathroom and I do not enjoy the cold! I also try to make sure to say goodnight to everyone in my family because it feels super important.  
 
That’s only a small snapshot of my routines because sharing the entire process feels like a lot for not only me but for you as readers as well. No doubt I've probably forgotten something as well because that is something that happens. Most of the time I don’t think we think about what our own routines look like or write about them like we are today. Have a think about your routine, are you grateful for your routine and is it the same for you every day or does it change depending on what your day looks like? 
 
I want everyone to pat yourselves on the back today for being who you are and doing your best in life! Be kind to yourselves and drink some water!  
Your Friend, 
Shan.  
 
 

Hello friends, welcome to this sunny day! Today's topic is morning and night routines - do you have one or both?
 
For those who don't know me, I'll share my morning routine. My alarm goes off at seven am. and I start my day by getting dressed, including my socks and shoes. I sometimes remember to put perfume or body spray on, and then put on my Apple Watch. Next, I say good morning to my mum and siblings. After that, I brush my hair, teeth, and clean my glasses before putting them on.

I prepare my lunch and snacks, making sure I'm ready for the day. Once my family is dressed and ready, we gather our things and head out to start the car. We drop my siblings off at school, and then my mum drives me to my support group and when my mum can’t my support worker Deb will drive me which by the way is an awesome lady.
 
On Friday mornings, I am at a café program and I enjoy horse riding in the afternoon with my support worker. I also love Thursday’s, as I spend the day with my support group which is called Just Write and Hellow Media engaging in activities like blogging, writing, media, and being in front of the camera. We work on recording, and teamwork, which helps me step out of my comfort zone and not giving up. The best part of day is seeing my friends and having support around me.
 
Thanks for reading my blog, loves. Have a wonderful rest of your day from your bubbly friend, Bethany.
 
 
My morning's look like this...
Every morning my dog wakes me up because he needs to go do dog business. He always starts with a quiet bark, then he goes to a medium level. And then he goes for a loud bark to wake me up.
 
And since I'm a type one diabetic I gotta do my blood sugar levels and do my needles. Then I make myself toast. Do a couple of stuff with Mum that I need to do like taking the rubbish out.  I need to make sure I am on time for my Uber so I need to check in with the time all morning. On Thursday’s I get up in the morning around 8:00 a.m, organise myself an Uber and have breakfast. And then wait for the Uber driver to pick me up and go to blogging and media.
 
My night time routine is very full, I get home, I make sure the dogs and cat are all good. I also have to make sure my blood sugars are ok before heading to bed. – Ryan
 
 
Hi my readers, today’s blog is about what I would do in my morning and night routine.
 
Here’s what I would do in the morning, my alarm wakes me up at seven fifteen am, I will lay in bed for five more minutes before I wake up, I go to the toilet then after that I, have a shower at seven twenty am and ten minute shower after that I get dressed then I go out to the kitchen and get my lunch, snack, and my water bottle ready, put my lunchbox in my bag and my water bottle, after I do that I have about twenty minutes until me and my mum have to leave. We leave my house at eight fifteen am, and I go to Umbrella for the morning. This is normally my everyday routine except when I don't have anything planned for the day then I will just laze around.

Here's my night routine. My afternoon routine starts by me unpacking my bag, then go to my bed and go on my phone then around. At four thirty pm my neighbours kids (both girls) come over for a play and usually stay for dinner. Then once they leave I go back to my bed and play Fortnite or Forza for about three hours. I usually FaceTime Katie on snapchat some days, after that, I turn my Xbox and TV on and watch YouTube for the rest of the night.

At night I like to chill in my bedroom, I usefully listen to music with my air pods for thirty minutes.  It's usually me listening to Spotify. I like to listen to country music most of the time, then I turn my TV off before bed and then scroll on social media a few minutes before I go to bed for the rest of the night.

Thank you for reading my blog this week Alannah.
 
 
Dear readers, today's topic is about routines.
Let me start telling you about my night routine.
 
Every night I start my routine by preparing for the next day. I like to get organised the day before because I have difficulty waking up in the morning.
 
My night routine starts by setting my alarm on my phone, getting my outfit ready for the day, my snack, my lunch and after I shower then I get dressed in my comfy pyjamas and that is basically it I'm ready for bed. Just before bed I like to read a book or spend time with my family watching TV.
 
I would like to skip my morning routine but I can't because my annoying alarm keeps going off!!!!!!! I start my morning by having a drink of Gatorade or Coke and then I get dressed for the day and wait for a taxi to take me where I need to go.
 
If I don't need to go anywhere I like to sleep in.
What do you do for your routine?
Written by Charlotte
 
 
Welcome back, my dear readers. I apologize for my recent absence. Today, we are blogging about our daily routine or schedule for the day and night. 

The Quote Of The Day
“Hard work never killed anybody, but why take a chance?"

What would your daily routine look like?

Today, I am writing about my daily routine. What does your daily routine look like?  Creating a routine can be difficult for some. It’s important for people to have a routine in life. I can relate to the difficulty of having a routine. 

My morning routine changes based on my daily tasks. So normally I wake up at 5:30 am or 6:00 am, spending ten minutes in bed to ensure I'm fully awake. Sometimes, I need to use the toilet. Then I find my clothes for the day and take a shower if needed. Afterward, I feed my cats and prepare for my day. In the afternoon, I return home, put my shoes away, and jump into bed to cuddle my cats while watching TV and chatting with friends.
 
I have dinner at 5:30 or 6pm, I would think about what happened on the day. Then I would take a shower, complete my skincare routine, watch movies or tv shows in bed while cuddling with my cats or sometimes miss Suki. Then I would make sure I’m in bed on time   
​
Thanks You For Reading My Blog 
Signing Out My Readers 
Kathryn

Ahhhhh my happy place... A place where we feel most comfortable, relaxed, and completely at ease. Have you actually thought about where your place is? Why is it your safe and happy space? What does it look like? How does it make you feel? Our bloggers today will explore feelings of happiness and contentment and here's why...

My happy place blog
 
Hi my readers, today's blog is about where your happy place is and why.
I have many happy places so here they are:-
 
My first happy place is my bedroom.  I like to chill on my bed , watch YouTube,  I enjoy eating banana bread while sitting in my bed while playing Fortnite. My bed covers is white marble.  What I would love to do is put a fridge in my bedroom, so I don't have to go to the fridge in the kitchen to get snacks.  My happy place would be even happier if there was a kitchen in my room. Lazy!
 
Another one of my happy places is the kitchen because I can make different types of foods. The foods I like to make are banana bread and brownies, I like to cook bacon and scrambled eggs with toast. Don't forget the toasties! 
 
If I had a stove and oven at the end of my bed then I would be set for life.
 
After all that I thought my happy place was my bedroom, but it turns out my happy place is actually the kitchen.  
 
 Thank you for reading my blog this week Alannah
 
 
 VR helps me escape reality and calms me down. It lets me do my own things that I can't do in real life. Like creating things.
 
Roleplay as my favourite character and being in a zombie apocalypse is my happy place.  Spending time with my good friends who are from different countries.

What do I do with my friends in VR chat? We just hang out in VR chat roleplay, go do funny stuff and have a virtual drink. It helps me calm down with my anxiety as well. If you just want to calm down and relax play some VR games whichever one you like. Or if you just looking for friends go on VR chat.
 
Ryan
 
 
My happy place will be my new room. I am planning to have a gamer room, gym room and a TV unit in a lounge room too.   Also, my bedroom will have its own bathroom. So just an update I will add a smart DJ controller because I love music and I want to practice to be a DJ like Radio Voice like Daz.
 
Anyway, some of Pokémon light and LED light too. So I like to be here and Balla Balla and some of other place with Kristian with his friend yes but hangout is fun.   
They are all my happy places. TJ
 
 
Hello all welcome to today blog. Today is my happy place 
For those who don’t know I’m moving from a loud town to a quiet town.  And this will become my happiest place. I will paint the walls before we move, then move our items in.  That way I can plan to set it up in my own way. 

I am looking forward to setting up my crafts room / study to do my creative things. I can’t wait to put all my handmade crafts on display I would love to make it my own place.  I am also looking forward to cooking up a storm and to put all the items into place, with the help of family and put a funky rug down.  We will also get rid of a green curtain, put new ones up. I have lots of pots outside to work on and we will have a bungalow for entertainment. 

We will have another place for a bed for our visitors, I have lots of support with Umbrella Support. I am excited but also anxious because it is all very new. I also have the local shops close by, I also have neighbours close by. I am looking forward to start my new life with my AMAZING fiancé Robert 

Do you know anyone going though this now?
Love from Jess 

 
Hi friends, we are back at blogging again and today's topic is where is your happy place, and why is it your happy place. I feel really happy when I put myself out of my comfort zone.
 
I am slowly getting to know how to use my Apple Watch and figuring it out by myself. It is sometimes still a struggle. I am proud of myself for trying to learn and becoming more independent. I feel happy when I learn something new.  
 
Another of my happy places is being with my family and doing karaoke with them and helping my Nan out with whatever she needs help with. Spending time with my friends and getting support from them and comforting them when they are not in the happiest mood, also makes me happy. We all need someone to talk to who is understanding. And comforting. If I feel happy, then that becomes my happy place.  
 
Do you have a happy place? And where is your happy place? ls your happy place a place, or a feeling? 
 
Have a great day and always remember that there is nothing that you can't do. 
Thank you for reading my blog your bubbly friend Bethany  
 
 
Dear readers today’s topic is where is my happy place.
I have a conundrum. I didn't know where to start with my blog but I have to start somewhere. The positive is I am excited to be back at blogging.

Let me tell you about my happy place anywhere my family caravan is parked for a holiday.

One of my favourite memories is going in my family caravan down to Wilsons Prom park for the holiday. I really like going away in our caravan because I love both being indoors and outdoors. I feel really happy and calm when I spend nice time with my family and a I also being around a campfire makes me happy as well.

I have another happy place and that is going bowling with Umbrella Support and my friends. I get to socialise and have fun with my friends, it is good for my mental health and also it gets me out of my house.
​
Where is your happy place? Written by Charlotte

Congratulations to us! We have just been crowned as the King or Queen!
What do we do with this information? How do we spend this day? Do we order breakfast dressed in a purple velour robe and jewelled crown? Is our coffee poured into fancy gold rimmed teacups? Do we watch a servant open the blinds whist another staff member lays out our sparking slippers near our feet?
 
How would you spend your day as a King or a Queen?
 
 
It’s King TJ here, the King of the gamers. Tomorrow, I go out to movie yay, but this will be good movie.  We got a different avatar for Deadpool, like a Deadpool dog and Deadpool girl too and some head with no body, I mean zombie head and Deadpool little boy.
 
In the morning as King of gamers, Fortnite and any of the games, I am good at all game and they are easy for my laptop.
 
As King I make sure everyone gets a gaming laptop everyone for happy.
 
Thankyou my friends, from TJ.
 
 
Hey readers, welcome to a Queen for the day, If I was Queen I would rule the world and make decisions like making my dad and the world Cancer free! 
My day would begin with waking up in an extra king size bed and requesting my dogs to be bought to me along with my chai latte so I can watch my favourite Netflix shows.

After a few hours I would dress in my finest dress with my favourite headpiece. I would head to my private dining room where my King Robert is waiting to enjoy breakfast with me, of course pancakes with plenty of toppings, ice cream and cream on top will be served. While at breakfast we would discuss our day, such lunch with the family in the west wing. Afternoon tea with my Umbrella bloggers in the movie room where donuts and tim tams will be served as we watch our HELLOW MEDIA Friends reporting the world news.

A nanna nap would be required before dinner which will be served in the ballroom. With the champagne and beer will be flowing
King Robert and I will be wearing matching tiaras that we had made for our wedding.

Sadly this was only a dream but how magical it would be if it was true.

Love from Queen of heart Jess 
 
Hi friends, welcome back to blogging. Today’s topic is if you were a King or a Queen for a day what would it look like.
 
I would be a Queen and my name would be Queen Rosie. I would have a beautiful crystal and diamond tiara and would wear a fancy dress. My job would be to make sure everyone in my palace is looked after and happy.
 
I would have a private chef, stylist, glam squad, manicurist and cleaner. Because I am not cleaning as Queen, I would have an Apple watch designed just for me, and my palace would also be covered in crystals and diamonds, with guards and knights guarding the drawbridge. I would have royal horses, and they will be white with diamond bridles and saddles that no one else can ride, but me.
 
I would also make sure all the dolphins are in my palace mote and safe. We would have a special language that only I can use with them.  
 
Would you like to be a King or Queen? Thank you for reading my blog, your Royal friend always, Bethany
 
 
Hi my readers, today's blog is about if you were a Queen for a day, and what would your day look like. Here's what my day would look like?
 
Well I will sleep in until 11am, then when I wake up I would order breakfast to be brought to me. My breakfast would be toast with scramble eggs and bacon. After breakfast I would get dressed and I would wear a hoodie and leggings and Nike Airforce. I would get in a Lambo and my chauffeur will drive me to my private shopping centre and I would do lots of shopping. I would spend a lot of money on clothes, iPhone cases, and fluffy blankets for every bed in my house. After shopping, I would get KFC for lunch and I would get a wrap and large chips with a Fanta as the drink. On special days I would invite most of my friends for dinner, it would be a roast with mash potato, carrots, beans and hot chips.
 
After dinner I would play Fortnite for a few hours and stay up until 1am. I will go to bed and  that is what I would do if I was Queen for the day.
 
Thankyou for reading my blog Alannah  
 
 
If I was a King, what would I do?
No more poor people, everyone has rights.
No more paying rent or paying water and power.
Everybody can do skids in their cars.
No more racism.
Freedom.
My day would be paradise. It would be peaceful.
Freedom for all. Rights and more.
Have my own police.
How does it feel to be a King? It feels great. I would have my own military.
That's it for now.
Ryan F
 
 
To be queen for the day...
Hello Friends,
 
Today's topic is if we were king or queen for a day what would that look like for you? First off let's start with a royal name Queen Anonymous, I'm not big on public appearances so I probably won't be out and about showing off the riches of royalty. Also, there'll be no massive castle, just a cute little cottage with a little garden. I will only have what I need and nothing too extravagant, anything extra would be given to schools, charities and housing for those who need it. After all it is my duty to look after my people.
 
It will be a big aim of mine to have housing for all while I don't know what that would look like at this minute, I am very good at coming up with ideas and would have a very good team around me to get it done! Kindness in the kingdom is a must so much so it will be written into law. It will be a very big task but a social media overhaul will be in the works to get everyone on the same page as far as rules and regulations are concerned,

Being over 16 to have an account on any social media site (while possibly unpopular) is something that needs to be discussed and put into place.
 
While I have a lot of good ideas and things I would love to put into place I don't think I have enough room in this blog post to tell you all about it but i would really love to get as close to world peace and a cure for the various diseases and ailments that plague the living as possible. Because that's what I want for us.
Thank you, my friends, for reading the royal ramblings of Queen Anonymous.
 
Be kind humans!
Love your friend, Shan