Money Saving Tips…

Do you budget? To budget means to look after your finances and plan for the future. It means we can look forward to nice things and save for items we would like to buy or experience like holidays, clothes and items that take a little more time to save for like a new phone or even a car!
 
Today our bloggers today will share their money saving tips with you with a little extra challenge. Every blogger wrote a word on the board when they arrived at the start of the session and was given the task to add one of the words into this week’s blog…
These are the words we are looking for:
 
Relax
Cool
Love
Calm
Pro
Scared
 
Hello all welcome back to this week’s blog which is money saving tips. So, I have a conundrum, we’re do I start?  Well, I don’t really have much to say, but, I need to work out what I have in the pantry, before I cook. Only buy what you need not what you what, I don’t know what else to write – Jess
Note – Jess was away from blogging this day and wrote this from home.
 
 
It is important to save money, I need to save my money for snow clothes and boots and a snowboarding helmet and gloves. I am saving right now for stuff at my house. I want to get all my stuff for my gym and game room.  I need to make sure a big bed for me and I will have two TV’s of course. I can do my best to save money for a medium fridge that’s all I like. – TJ
 
 
​Hi friends! We are back again at blogging and today’s topic is money saving tips.   How I try to save money is by trying not to buy things I don’t need. Like bringing my lunch from home but I am struggling to save because I want to buy everything! I like to buy food, something to drink and something for dinner, but I do have to try and save the money instead.  Transport is another thing I spend money on but I would love to buy my own car eventually, but I am scared I won't have enough money. I need to save for longer.  My mum helps me by putting money into my bank account, so sometimes I get cash.  I ask my mum if I can have money and she puts it into my bank account to use.
 
I like to relax but sometimes it costs money, so I have had to find ways to relax for free.  Such as, a free walk outside in the sunshine, a warm shower, or watch movies at home or having a friend over, doing something that makes me happy.

How do you save money? Do you save all the time or only for special things?
Your bubbly friend Bethany.
 
 
 
Hi my readers, today's blog is about how I save money. 
 
I am currently trying to save money for Bali, I want to stay calm knowing that the stuff in Bali is cheaper than Australia. I am also currently trying to save for a new laptop as my laptop that I am using at the moment is five years old.
 
I love spending money, and I also love online shopping on Shien, but I am holding back to not do that as much. Another thing I like to do is go to the shopping centre and buy clothes and other stuff. I find it fun and relaxing, as long as I do not spend too much money. As I'm trying to save money at the moment for other important things.
 
I get paid every fortnight, I put aside an amount of money on my saving account for the new laptop, and I want to save a certain amount of money each fortnight in my account for my holiday and shopping. 
 
How I feel when I am saving money is happy because I'm putting that money towards something.
 
Thank you for reading my blog this week Alannah
 
 
Dear readers, this week's topic is money saving tips.

I have a question for you readers: How do you save money?
 
Let me start by telling you about how I’m saving money for a house, or if I don't get a house I might save for a holiday.
 
Earlier this year I got a car because I saved enough money for it and now I'm pro at saving money.
 
Every fortnight I feel calm when I put money in my savings account. I have a budget every week for how much I spend. This helps me to not overspend and my mum helps me with my budget. It can be hard not to spend money but I buy only what is essential and I don't buy things I don't need.
I feel happy when I have money in savings because I know I am closer to my goal every time I add to it. - Written by Charlotte
 
 
Money saving tips from a serial spender.
 
Hello Friends,  
 
Would you want money saving tips from someone who can spend the dollars like it's an Olympic sport? Well regardless of your answer you’re about to get just that! (exciting right!?) I am the queen of spending money, and I really love spending. It brings me joy and it's not a secret at all! I've had many conversations about spending and saving money which I feel are important to keep having.  
 
 I'm not at all a money expert and I'm not wonderful at math, I keep trying though and I have and can save money with the help of others. (Small side note: always make sure it’s a person who is trusted).  
 
Let’s get to the money-saving tips; I like to hide money from myself which is handy because I usually forget where I put it and it’s a lovely surprise when I find it later! (I found $20 once). Mainly though I save by enlisting the help of a person who I have selected to help me save, they know who they are I am very grateful to them. I have an amount of money that always gets put away and either goes towards something I am saving for or just adds up until I have something in mind. The aim is to have a money saving goal to work towards. I also talk through what I want with a trusted person to figure out if it is a want or a need and question, do I really need to spend money or should I keep saving? 
 
I never use after pay or buy now pay later services because I believe that if I don’t have the money at that moment then I don't need to buy it. If I wait until I save the money it always feels so much better for me. I also try to get everything on sale/at a discount or I will shop around until I find the best price. I find that it’s also a good idea to talk to people about their experiences with whatever you are buying so you can decide the best brand or product for you.  
 
I like to buy things outright which means that I try not to end up paying something off, for example buying a phone outright instead of paying a phone company every month for a phone where I will end up paying more. I think it’s important, with phone bills in mind, that a month-to-month no lock in contract is a better choice because if you need to switch to a different provider you aren’t locked into your current contract, and you can save money on your phone bill.  
 
This blog to be honest has felt like me just rambling on about different money experiences I have had with saving. If this has been helpful, then you are most welcome and if not well have a great day and please read the other bloggers blogs because they might be more helpful to you.  
 
Go be your best and most confident self!  
Your friend
Shan. 🙂
 
 
"Hello, Mr Krabs here and I love money, back to you Ryan"
"Thank you Mr Krabs. Hi everyone, Ryan here and today I want to talk about MONEY SAVING. I love to save money so I can get the stuff I want. Saving up for a dream car or saving up for a Harley-Davidson, or a gaming PC.
 
Let me tell you an example from a game to real life. I play FALLOUT 4. There is a house you can buy in Diamond City that cost 2,000 bottle caps. If you don't know, the bottle caps in Fallout is money. Because it's the waste land and there's no coins or dollars they are useless now. Anyway, it took me 2 weeks to get that house. But it will take a long time to get one in real life. 
 
Let me suggest a good one to save up money for. Save up a holiday for your girlfriend or boyfriend or your partner. Trust me, they will love it and it will be worth it.  And no Mr Krabs I'm not giving you my money!" - Ryan